Cuestión prejudicial del IRPH ante el TJUE - Ferrer & Vila Abogados
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Cuestión prejudicial del IRPH ante el TJUE

El Juzgado de Primera Instancia nº 38 de Barcelona ha elevado una cuestión prejudicial ante el TJUE (Tribunal de Justicia Europeo) para aclarar si resulta contrario a la directiva 93/13 (5 de Abril de 1993) negar el control de transparencia de la cláusula IRPH de la hipoteca suscrita por el consumidor.

El magistrado titular de dicho Juzgado se plantea si la mera remisión por parte de la entidad al índice IRPH en una Hipoteca puede suponer un obstáculo para su control en lo que respecta a su claridad y comprensión por parte del consumidor.

También surge la duda de si toda la información referente al IRPH, conocida por el profesional bancario que tramitó el préstamo y que podría haber transmitido al consumidor, no debería incorporarse al control de transparencia.

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